Qterra Capital Management, LLC “If a man does not know to what port he is steering, no wind is favorable.”    Qterra Capital Management, LLC is a Registered Investment Advisor providing individuals and institutions with at least $100,000 in eligible assets (see below) with professional asset management services. Portfolio Management Approach: We believe that investment returns can be enhanced and portfolio volatility reduced through the prudent use of proprietary quantitative valuation models in combination with quantitative technical analysis and disciplined investment strategy. Excess returns are typically available only in small/mid capitalization stocks, international/emerging market stocks and stocks which are not actively followed by Wall Street. The Qterra proprietary model has the ability to value such stocks/Indices relative to their peer group, and identify those which are undervalued, profitable (free cash flow positive), have a high Return on Assets (ROA) relative to their peer group and operate in attractive sectors. The portfolio may also invest in Fixed Income Instruments, Mutual Funds and/or contrarion funds to diversify the portfolio and to gain exposure to sectors or markets not available thru our Universe. Qterra has developed a proprietary quantitative model with the ability to value about 8000 equity securites (US Stocks, Canadian stocks, other foreign securities trading on the US exchanges referred to as ADR’s and Indexes which serve as proxies for exchange traded funds or ETF’s,) on about six different valuation metrics both on a short as well as a long term historical basis. Buy Discipline: The model identifies securities with strong fundamentals trading at a discount to fair value and trading at a discount relative to their peer group and to their capitalization appropriate industry. In order to minimize risk and avoid value traps, Qterra also overlays proprietary technical analysis indicators to capture the psychological aspects of the market and to further limit securities to those which have formed a base and begun to trend up. This powerful combination increases the probability of success on the buy side. Sell Discipline: The true measure of success lies not in the buy decision but rather in the sell decision. Identifying winners is only as good as knowing when to sell them, else there is the risk of round tripping trades or selling the wrong securities. Qterra reverses the process and uses technical analysis tools to identify stocks which may be ready to turn or break down. If however, the technicals are still in place, the security will be sold if the price of the security is close to its model determined fair value. Lastly, a security may be sold if it falls below 15% from cost of purchase, or if there is a negative earnings surprise, or if the industry outlook becomes unfavorable due to changing economic conditions. Custodian: Fidelity Investments will be the custodian of your assets. Qterra partners with Fidelity Investments thru their “FRIAG” (Fidelity Registered Investment Group) program to bring a wealth of products, programs and services to clients at a low cost. Additionally, Fidelity: Does not charge an annual fee for IRA accounts; Issues debit cards for individual accounts at no cost; Rebates ATM fees incurred while withdrawing cash from other ATM’s. Eligible Assets: Individual: Cash or marketable securities Retirement: 401(k) rollovers, IRA's, 403(b) rollovers, In-service 403b accounts where plan sponsors permit an in service rollover to a managed 403(b) account Institutional: Endowments, Foundations, Family offices Qterra Attributes: Assets managed by true professionals (CFA) with institutional asset management experience Institutional approach (access to Institutional Research) Proprietary Real Time Stock/ETF Valuation Quantitative Model State of the art technology (Advent Axys: Portfolio Management & Performance Measurement, Reuters Stockval: Stock/ETF Analysis, Morningstar Principia: Mutual Fund, ETF’s, Separately Managed Accounts) Fidelity Investments provides the platform for custody, trading and back-office support Access to a broad offering of Fidelity products, technology, product partners and bond inventory Lower trading costs thru the Fidelity trading desk. Mutual Fund Class A Shares at NAV (No Load) Client account access Login